At LendEDU, we stress the importance of using financial aid and scholarships before student loans. To apply for the LendEDU Scholarship, you must answer this simple question in 750 words or less: ″With more people taking on student debt to pay for college and record high default rates, what do you think can be done to improve the financial literacy of our nation′s young adults to help this problem?″ As college becomes more expensive, more students and their families are forced to take on student loan debt to fund their education. Many students, however, receive little personal finance education in high school and college and end up struggling when it comes time to start student loan repayment. This often leads to defaults and other struggles that can have implications that last a lifetime. What do you think can be done to improve the financial literacy of our nation′s young adults so they can better manage their money and be more financially prosperous.
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